This post is patently absurd. Are you at all familiar with what’s going on with MF Global’s customer accounts? Normally, customer accounts at a broker are segregated – this was the case even with Lehman. MF Global, it seems, committed a huge fraud by using money in its customer accounts to take risks. To say that MF Global is “just another financial firm that made bad bets” is extremely misleading – this may actually be the first financial firm of significant size where customers actually lost the money in their accounts – this did not happen with any of the firms that went bust in 2008, and it didn’t happen with Refco. Either your knowledge of the MF Global case is lacking or you are simply making a manipulative argument to justify pre-conceived conclusions.